Economia
THE ECONOMIST explica:
Uniquely among large economies, Brazil is a young country with the pensions bill of an old one (see chart). It has just ten over-65s for every hundred 15- to 64-year-olds, fewer than anywhere in the G7. And yet it spends 13% of GDP on pensions, more than any G7 member except Italy, where the share of old people is three times higher than in Brazil. In fact, so few Brazilians pay for pensions, and so many get them, that the country has 35 pensioners for every 100 contributing workers, a higher ratio than in the United States.
Brazil’s pensions are among the world’s most generous, too, replacing 75% of average income. Some of this is welfare spending intended to cut poverty. Rural workers aged over 60, and anyone poor and over 65, can get a pension of 622 reais—the minimum wage—without ever having paid into the system. But this only costs around 2% of GDP a year. The real culprits are rules that let contributing workers retire earlier, on bigger pensions, than anywhere else.
To retire on full pay most Brazilians need only contribute for 15 years and keep going until 65 for men and 60 for women. But after 35 years paying in, a man of any age can retire on a smaller, though still generous, pension. A woman must pay in for just 30 years. All pensions must exceed the minimum wage, which has trebled in real terms since 1995. As a result, most Brazilians retire startlingly early: at 54 on average for a man in the private sector, and just 52 for a woman. Survivors’ benefits have no age limits. Families inherit pensions in their entirety, meaning young, childless widows never need work. A tenth of all 45-year-olds are already receiving a pension.
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A questão da previdência e' de fato um assunto serio, que vem sendo analisado com a devida acuidade técnica em diversos paises. A Inglaterra vem promovendo debates sobre este doloroso tema, que remete para a complexa discussão sobre justiça intergeracional....
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PRA NAO DIZER QUE EU NAO FALEI DE ... VELHINHOS, PREVIDENCIA E JUSTICA INTERGERACIONAL The pensions crisis or everything you need to know about your future but may be too scared to ask 12 October 2004 http://money.independent.co.uk/personal_finance/pensions/story.jsp?story=571242 ...
Economia
O grande desafio para o Brasil: reforma da previdência
Uniquely among large economies, Brazil is a young country with the pensions bill of an old one (see chart). It has just ten over-65s for every hundred 15- to 64-year-olds, fewer than anywhere in the G7. And yet it spends 13% of GDP on pensions, more than any G7 member except Italy, where the share of old people is three times higher than in Brazil. In fact, so few Brazilians pay for pensions, and so many get them, that the country has 35 pensioners for every 100 contributing workers, a higher ratio than in the United States.
Brazil’s pensions are among the world’s most generous, too, replacing 75% of average income. Some of this is welfare spending intended to cut poverty. Rural workers aged over 60, and anyone poor and over 65, can get a pension of 622 reais—the minimum wage—without ever having paid into the system. But this only costs around 2% of GDP a year. The real culprits are rules that let contributing workers retire earlier, on bigger pensions, than anywhere else.
To retire on full pay most Brazilians need only contribute for 15 years and keep going until 65 for men and 60 for women. But after 35 years paying in, a man of any age can retire on a smaller, though still generous, pension. A woman must pay in for just 30 years. All pensions must exceed the minimum wage, which has trebled in real terms since 1995. As a result, most Brazilians retire startlingly early: at 54 on average for a man in the private sector, and just 52 for a woman. Survivors’ benefits have no age limits. Families inherit pensions in their entirety, meaning young, childless widows never need work. A tenth of all 45-year-olds are already receiving a pension.
Leia mais
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- Reforma Previdenciária
Demographic transition and the regulatory shortcomings of Brazil’s social security Brazil's social security system is not sustainable in its current form In two decades Brazil has built a comprehensive welfare state, but it is very costly and...
- Previdência Brasileira - Uma Bancarotta Programada
Brazil’s pension system The EconomistIn a young country, a pay-as-you-go system should yield surpluses, which can be invested in infrastructure and education. But Brazil’s is already in deficit. Investment is only about 20% of GDP, and just 2.9%...
- Potencial De Crescimento Econômico Do Brasil Em Dúvida
Brazil, Country of the Future No More?Andrés VelascoSANTIAGO – During a visit to Rio de Janeiro last year, US President Barack Obama told a cheering crowd that Brazil is the country of the future no more. “For so long, you were...told to wait for...
-
A questão da previdência e' de fato um assunto serio, que vem sendo analisado com a devida acuidade técnica em diversos paises. A Inglaterra vem promovendo debates sobre este doloroso tema, que remete para a complexa discussão sobre justiça intergeracional....
-
PRA NAO DIZER QUE EU NAO FALEI DE ... VELHINHOS, PREVIDENCIA E JUSTICA INTERGERACIONAL The pensions crisis or everything you need to know about your future but may be too scared to ask 12 October 2004 http://money.independent.co.uk/personal_finance/pensions/story.jsp?story=571242 ...